Thank
you for visiting our Rates page! We actively monitor the rates
offered by other institutions in our area and pride ourselves in
pricing our loans and savings products among the best in Northern
Michigan. In addition to the products listed below, we also offer
loans for recreational vehicles (snowmobiles, boats, etc.),
motor homes, and vacant land. All loan offerings are subject to
approval and rates may vary based on credit. Call or visit your
local branch office to get the application process started (or
simply log into
It'sMe247 and start the application process yourself!).
APR stands for Annual Percentage Rate
APY stands for Annual Percentage Yield All loan rates listed below are on an "as low as" basis - Rates
vary based on credit score
Loans
Auto Loans
Months
APR
2007 - 2008
up to 60
6.00%
2003 - 2006
up to 48
6.75%
2001 - 2002
up to 36
7.00%
2000 and Older
up to 36
7.50%
Unsecured Loans
Months
APR
Under $1,000
up to 24
14.00%
$1,000 to $7,000
up to 60
11.00%
Credit Cards
APR
Visa Platinum
8.90%
Visa Classic
11.90%
We also offer Mortgage
and Home Equity products. However, our rates can change
almost daily. Please call us at (231) 879-4154 for our
latest rates!
Savings Products
Share Accounts
Rate
APY
Under $500
1.25%
1.26%
$500 to $2,499.99
1.50%
1.51%
$2,500 or More
1.75%
1.77%
Certificate of Deposits
Rate
APY
3 Months
2.00%
2.02%
6 Months
2.25%
2.28%
Youth CD - 6 Months $50 min - $500 max allows continued deposits
5.00%
5.12%
12 and 18 Months
2.50%
2.53%
24 and 30 Months
2.75%
2.79%
27 Month **SPECIAL**
3.25%
3.30%
36 Months
3.00%
3.04%
48 Months
3.25%
3.30%
60 Months
3.50%
3.56%
Individual Retirement Accounts
Rate
APY
All IRA Varieties
4.25%
4.33%
All Shares, CD's, and IRA's are
insured by the NCUA for at least $100,000. Invest with
confidence!