|
Tiered Services Scoring |
|
Points |
Service |
| 150 |
Share Draft (Checking) Account |
| 50 |
Additional Savings (Sub-Share) |
| 75 |
Certificate of Deposit |
| 100 |
Individual Retirement Account (IRA) |
| -200 |
Negative Share Draft (Checking) |
| -200 |
Negative Savings Product |
| 50 |
Aggregate Balance between $0 and $499 |
| 75 |
Aggregate Balance between $500 and
$4,999 |
| 100 |
Aggregate Bal. between $5,000 and
$24,999 |
| 200 |
Aggregate Bal. between $25,000 and
$99,999 |
| 300 |
Aggregate Balance of $100,000 or More |
| 150 |
Mortgage |
| 100 |
Home Equity (Fixed or Line of Credit) |
| 50 |
Any Non-Mortgage Loan Product |
| -250 |
Any Loan Over 30 Days Late |
| 50 |
Aggregate Loan Bal. between $500 and
$7,499 |
| 100 |
Agg. Loan Bal. between $7,500 and
$24,999 |
| 200 |
Agg. Loan Bal. between $25,000 and
$99,999 |
| 300 |
Aggregate Loan Bal. of $100,000 or More |
| 75 |
ATM Card Activity |
| 75 |
Debit Card Activity |
| 100 |
Credit Card |
| 75 |
Audio Response Activity |
| 75 |
It'sMe247 Activity |
| 50 |
E-Statements |
| 50 |
Easy Pay (Online Bill Pay) |
| 100 |
Direct Payroll of at least $400 per
month |
| 100 |
ACH Deposits of at least $400 per month |
| 50 |
Transfers via AFT (Automatic Funds
Transfer) |
| 75 |
Loan Payments via AFT |
Our
Tiered Services program is designed to reward the members who use
our services the most. By awarding points for things such as using
our online banking system, having a high savings balance, or using a
Forest Area credit card, members can earn rewards like certificate
rate incentives, free faxing services, and even free checking.
Points are counted and awarded on the last day of each month. The
tier you are placed in on this day will be applied to your account
until the last day of the next month, at which time your points will
be totaled once more. To see which tier you're in, log into your
