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Tiered Services

Our Tiered Services program is designed to reward the members who use our services the most. By awarding points for things such as using our online banking system, having a high savings balance, or using a Forest Area credit card, members can earn rewards like certificate rate incentives, free faxing services, and even free checking. Points are counted and awarded on the last day of each month. The tier you are placed in on this day will be applied to your account until the last day of the next month, at which time your points will be totaled once more. To see which tier you're in, log into your It'sMe247 account and look near the top of the main menu. Then, use the tables below to determine how you can increase your earned points for next month.

 
 

Tiered Services Benefits

Basic Level   0 - 274 Points

8 Free It'sMe247 Log-ins (.25 per log-in after)
2 Free Foreign ATM Transactions
 
Silver Level  275 - 549 Points
16 Free It'sMe247 Log-ins (.25 per log-in after)
2 Free Foreign ATM Transactions
 
Gold Level  550 - 799 Points
Unlimited Free It'sMe247 Log-ins
3 Free Foreign ATM Transactions
Free Account History Printouts
Free Faxing
No Overdraft Transfer Fees from Savings
 
Platinum Level   800 Points or More
Unlimited Free It'sMe247 Log-ins
5 Free Foreign ATM Transactions
Free Account History Printouts
Free Faxing
No Overdraft Transfer Fees from Savings
1/4% Rate Incentive on Certificate Auto-Renewals
Free Money Orders/Cashier's Checks
No Monthly Checking Fee
Free Copies
 

Tiered Services Scoring

Points Service
150 Share Draft (Checking) Account
50 Additional Savings (Sub-Share)
75 Certificate of Deposit
100 Individual Retirement Account (IRA)
-200 Negative Share Draft (Checking)
-200 Negative Savings Product
50 Aggregate Balance between $0 and $499
75 Aggregate Balance between $500 and $4,999
100 Aggregate Bal. between $5,000 and $24,999
200 Aggregate Bal. between $25,000 and $99,999
300 Aggregate Balance of $100,000 or More
150 Mortgage
100 Home Equity (Fixed or Line of Credit)
50 Any Non-Mortgage Loan Product
-250 Any Loan Over 30 Days Late
50 Aggregate Loan Bal. between $500 and $7,499
100 Agg. Loan Bal. between $7,500 and $24,999
200 Agg. Loan Bal. between $25,000 and $99,999
300 Aggregate Loan Bal. of $100,000 or More
75 ATM Card Activity
75 Debit Card Activity
100 Credit Card
75 Audio Response Activity
75 It'sMe247 Activity
50 E-Statements
50 Easy Pay (Online Bill Pay)
100 Direct Payroll of at least $400 per month
100 ACH Deposits of at least $400 per month
50 Transfers via AFT (Automatic Funds Transfer)
75 Loan Payments via AFT
 


 


 
     
       
         

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Forest Area Federal Credit Union
fafcu@forestarea.com